We were the second largest microfinance institution in terms of GLP(1) as on Sep 30, 2017 (Source: MFIN, Micrometer Issue 23) with a strong presence in north India. We started our operations in 1990 as a provider of individual and small business loan and savings services to urban shopkeepers. We registered as an NBFC with the RBI in 1998 and converted into an NBFC-MFI in Nov, 2013.

Our business is primarily based on the JLG(2) Model for providing collateral free, microcredit facilities to economically active women in both rural and semi-urban areas, who otherwise have limited access to mainstream financial service providers. We also offer loans to individual businesses, loans to MSMEs(3), product loans for financing purchase of solar lamps and loans for development of water connection and sanitation facilities. Recently, in 2017, we have incorporated a wholly owned housing finance subsidiary with a view to providing financing in the affordable housing segment and leveraging our rural outreach. Entry int


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